Flat fee. No recovery share. No surprise overages. Free first audit so you can verify the value before you pay.
Per agency. All carriers. All cycles. Unlimited disputes.
| Cowork Recon (flat $500) | % recovery vendor | In-house specialist | |
|---|---|---|---|
| Annual cost | $6,000 | 15-25% of recovery | $52,000+ fully loaded |
| Flags small systemic errors | Yes | No (skipped for low ROI) | Yes (if they have time) |
| Cost predictability | Locked | Variable | Locked + benefits |
| Setup time | 20 minutes | 2-4 weeks | 3-6 months |
| Carrier-facing communication | You send (we draft) | They send (you lose control) | You send |